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Appraisal services for Lawrenceville and Gwinnett County homeowners

Check out the top seven reasons Georgia homeowners call on Versatile Real Estate Services, Inc. (678) 760-5230:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge Gwinnett County's assessment of your property value
  3. Remove PMI to reduce a mortgage payments
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a divorce in the state of Georgia, where real estate needs to be divided
  7. To determine the true market value of real estate to settle an estate
Need help deciding the value of your house in or near Lawrenceville, Georgia? Contact Versatile Real Estate Services, Inc. (678) 760-5230.

We at Versatile Real Estate Services, Inc. (678) 760-5230 understand the unique needs of a consumer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale by Owner

It's very hard to be objective about your house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your house is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value assessment than yours.

Challenging property tax assessments

Let's say you live in a local area that is going down -- your local tax assessor may have your house overvalued. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal report from Versatile Real Estate Services, Inc. (678) 760-5230 is your #1 weapon.

Need to remove PMI?

A fashionable way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. Versatile Real Estate Services, Inc. (678) 760-5230 is experienced in helping people just like you do away with unneeded and unwanted PMI insurance.

HELOC recently frozen?

If your home is in or near a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be difficult from a cash flow point of view, and damaging to your credit score since it may appear as though that credit line is maxed out. Versatile Real Estate Services, Inc. (678) 760-5230 can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need a seasoned appraiser to double-check your appraisal for efficiency? In a field review we will go out and check the subject and comparables. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Versatile Real Estate Services, Inc. (678) 760-5230 can help you with that. Although most appraisal reviews are commissioned by lenders, homeowners suspecting a prior appraisal wasn't above board are wise to get a second opinion.